A free app for Android, by Beatha Technology.
With Umba, you can easily apply for a loan, drawdown, and repay directly from your smartphone.
How can I get started?
1. Download the app.
2. Choose a loan amount.
3. Select the repayment term.
4. Select the loan interest rate.
5. Fill in your details.
6. Submit the application.
What can I use the money for?
You can use the money to pay bills, buy goods, or for any other purpose you like. The money is disbursed to your M-Pesa account immediately.
Is there a referral program?
Yes, there is a referral program. For every friend you refer to Umba, you get N250. You can also refer your friends and family to the Umba app.
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